Aetna revises
Medicare Advantage Plans
for state retirees

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Call NJDPB Today!
(609) 292-7524

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Aetna has confirmed that it has revised the Medicare Advantage Plans that state retirees are automatically being enrolled in for 2019, and now will cover services retirees have been demanding.

The plans can be reviewed here.   Be sure and look under "Medicare Eligible Retirees."

State retirees still have the option of choosing traditional Medicare with secondary insurance through Horizon, but must complete a change of coverage form and select a new secondary plan.

Retired NJ School and State Workers
Must Act NOW!
If Medicare eligible,  you will automatically be enrolled in Aetna Medicare Advantage plan unless you opt out before Nov. 30th!​
Aetna's Medicare Advantage plan does NOT offer the same coverage as Horizon NJ Direct 10 or Horizon NJ Direct 15.
You can keep similar benefits and your doctors by applying to enroll in one of 5 other plans as a secondary to traditional Medicare... See Below:
Mail Form To:

New Jersey Division of Pensions & Benefits
Health Benefits Bureau 
P.O. Box 299
Trenton, NJ 08625-0299

In order to avoid being enrolled in the Aetna Medicare Advantage policies Jan. 1st, Medicare-eligible retired employees must submit an application to enroll in one of 5 plans offered as secondary to traditional Medicare no later than November 30th, 2018.  The applications to do so can be found at the links below:

Visit: for more information and to calculate the costs of each plan

Additional Facts...
    The NJEA explains the options and the process in their FAQ here:
  2. You DO Have a Choice!
    All employees under the SHBP and SEHBP do have the option to maintain their traditional Medicare coverage with one of 5 Horizon plans as their secondary to Medicare.
  3. Read All 5 Options Carefully
    Find the plan that works best for you -- not just in terms of co-pays, but also in terms of coverage, restrictions and requirements such as pre-authorizations

Questions? Contact Your Union Today:

NJEA New Jersey Education Association - 609-599-4561
AFSCME American Federation of State, County and Municipal Employees – 609-888-5500
CWA NJ Communication Workers of America-New Jersey – 609-278-6588
NJ PBA Policeman’s Benevolent Association – 732-636-8860
STFA State Troopers Fraternal Association – 732-528-6388
AAUP-AFT American Association of University Professors/American Federation of Teachers- 732-964-1000
NJ FMBA New Jersey Firefighters Mutual Benevolent Association – 732-499-9250